Privacy Policy

Last updated: September 3, 2025

This Privacy Policy describes how we collect, use, and disclose your information when you use our website and services and explains your privacy rights and how the law protects you.

We use your personal data to provide and improve our services. By using the site, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning whether they appear in singular or plural.

Definitions

For purposes of this Privacy Policy:

  • Account means a unique account created for you to access our services.

  • Company (referred to as Debt Relief Hub, “we”, “us” or “our”) refers to Debt Relief Hub. For GDPR purposes, the Company is the data controller.

  • Cookies are small files placed on your device by a website.

  • Device means any device that can access the service (e.g., computer, phone).

  • Personal Data means any information that relates to an identified or identifiable individual.

  • Service refers to the website accessible from https://YOUR_DOMAIN.

  • You means the individual using the Service, or the entity on whose behalf it is used.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may ask you to provide certain personally identifiable information that can be used to contact or identify you (e.g., name, email). You may also choose to provide information via forms on our site.

Usage Data

Usage Data is collected automatically and may include your IP address, browser type, pages visited, time and date of visit, time spent on pages, unique identifiers, and other diagnostic data.

Cookies & Tracking

We use cookies and similar technologies (e.g., pixels, tags) to operate and analyze the site. You can instruct your browser to refuse cookies, but some features may not function properly.

How We Use Personal Data

  • To provide, maintain, and improve our services and website performance.
  • To communicate with you (e.g., responses to inquiries or service updates).
  • To deliver content, offers, or advertising aligned with your interests, where permitted.
  • To detect, prevent, and address technical or security issues.
  • To comply with legal obligations and enforce our policies.

Sharing Personal Data

  • Service Providers: analytics, hosting, marketing, and related vendors under contract.
  • Business Transfers: in connection with mergers, acquisitions, or asset sales.
  • Affiliates & Partners: where necessary and subject to this Policy.
  • Legal: to comply with law or protect rights, safety, or property.

Data Retention

We retain Personal Data only as long as necessary for the purposes described, to comply with legal obligations, resolve disputes, and enforce agreements. Usage Data may be retained for shorter periods unless needed for security or functionality.

International Transfers

Your information may be processed and stored in countries other than your own. We take steps to ensure transfers occur with appropriate safeguards.

Your Rights

Subject to applicable law, you may have rights to access, correct, delete, or restrict the use of your Personal Data, and to object to certain processing. You may also have data portability and consent-withdrawal rights.

To exercise rights or make a request, contact us at CONTACT_EMAIL. We may request information to verify your identity.

Region-Specific Notices

GDPR (EEA/UK): Our legal bases may include consent, contract performance, legal obligations, vital/public interest, and legitimate interests. You may lodge a complaint with your local supervisory authority.

CCPA/CPRA (California): California residents may request information about our data practices, access specific data, request deletion, opt out of certain sharing/sales, and not receive discriminatory treatment for exercising rights. To submit a request, email CONTACT_EMAIL.

Do Not Track

Our Service does not respond to “Do Not Track” signals at this time.

Children’s Privacy

Our Service is not directed to individuals under 13, and we do not knowingly collect Personal Data from children under 13. If you believe a child has provided Personal Data, contact us to remove it.

Links to Other Websites

Our site may contain links to third-party sites not operated by us. We are not responsible for their content or privacy practices. Review their policies before providing Personal Data.

Changes to this Privacy Policy

We may update this Policy periodically. We will post the updated version on this page and revise the “Last updated” date above.

How to Contact Us

Questions or requests about this Policy can be sent to CONTACT_EMAIL.