FinanceTrendwatch

Drowning in Credit Card Debt? You're Not Alone

Over 60 million Americans are trapped in credit card debt. The average household owes $6,194 in credit card debt. But there's hope - these proven debt relief companies have helped millions break free.

Top 5 Credit Card Debt Relief Companies (2025)

Compare options based on your debt amount and find the perfect fit

MOST POPULAR
One Payment Plan logo

One Payment Plan

Min: $15,000+
4.9/5

Streamlined debt consolidation with three simple steps to financial freedom

Key Advantages:

Three simple steps process
Pre-approval eligibility check
Reduced monthly payments
Dedicated debt partner matching

Perfect for: Consumers with $15,000+ in unsecured debt who want single payment convenience

Get Free Consultation

Free consultation • No obligation • Check eligibility in 60 seconds

SIMPLE AND EASY
Freedom Debt Relief logo

ZeroDebt

Min: $10,000+
4.8/5

Simplest, fully tailored debt relief program with 820,000+ applicants and counting

Key Advantages:

820,000+ Americans enrolled
18,000+ proven reviews
No fees unless they lower your debt
12-48 month resolution timeline

Perfect for: Consumers with $10,000+ in unsecured debt who want a a simple, fully customized program based on their needs

Start Free Evaluation

Free consultation • No obligation • Check eligibility in 60 seconds

A+ BBB RATED
JG Wentworth logo

JG Wentworth

Min: $20,000+
4.7/5

Established in 1991 with A+ BBB rating and comprehensive financial solutions

Key Advantages:

A+ BBB rating since 1991
80% industry market share
Multiple financial solutions
Structured settlement expertise

Perfect for: Consumers with $20,000+ in unsecured debt who want comprehensive solutions

Get Your Quote

Free consultation • No obligation • Check eligibility in 60 seconds

MOST POPULAR
Clear One Advantage logo

Clear One Advantage

Min: $15,000+
4.5/5

One of the largest debt relief companies with over 140,000 clients enrolled since 2007

Key Advantages:

Over 140,000 clients enrolled
Free consultation & 7-day support
Only pay after settlement approval
15+ years of proven success

Perfect for: Consumers with $15,000+ in unsecured debt who want single payment convenience

Calculate Your Savings

Free consultation • No obligation • Check eligibility in 60 seconds

LOWEST MINIMUM
Turbo Debt logo

Turbo Debt

Min: $7,500+
4.2/5

Top-rated debt relief with 650,000+ enrolled Americans and 46% average savings

Key Advantages:

650,000+ Americans enrolled
46% average debt savings
20,000+ excellent reviews
Lowest minimum requirement

Perfect for: Consumers with $7,500+ in unsecured debt who want fast results

Turbo Start Now

Free consultation • No obligation • Check eligibility in 60 seconds

Why These Companies?

Proven Results

Combined, these companies have helped settle over $20 billion in debt

No Upfront Fees

All companies only get paid after successfully reducing your debt

Accredited & Licensed

All are properly licensed and many have A+ BBB ratings

Don't Wait - Debt Grows Daily

Every day you wait, you're paying more in interest. The average credit card charges 24.61% APR. On $15,000 of debt, that's $3,692 per year in interest alone!

If You Wait 1 More Year:

You'll pay thousands more in interest and penalties

If You Act Today:

You could save 30-50% and be debt-free in 2-4 years